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EarnByLoaning.com; scam or not?
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littleroundman
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Joined: 16 Nov 2005
Posts: 164

PostPosted: Sun Oct 14, 2007 4:43 am    Post subject: Reply with quote

allinvain wrote:
there you go again with the threats..


No, no, no, sweetcheeks, they're not threats, they're statements

It makes no difference any more if you shoot the messenger, deny to your hearts content, plead ignorance, act dumb, prevaricate, procrastinate or masturbate.

The die is cast, the plans are made. Action is at hand.

It makes no difference any more what you and your cohorts say or do.

See, it's not ME you have to worry about. Far from it.

I'm just an interested observer, and, as your mate "dairy" so eloquently points out, an extremely flawed one at that

No, my cocky pair of friends, you know exactly what I mean.

Ask your friend, Michael (as if you haven't already) how far and for how long PEOPLE (plural) are prepared to go to ensure that petty little upstarts are stopped in their tracks.
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okosh
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PostPosted: Sun Oct 14, 2007 8:09 am    Post subject: Reply with quote

allinvain wrote:

Yah Yah, I know. I got the message that you're all just a bunch of sour lips who just like to spew vitriol. I don't think you guys are here to prove anything just to attack and berate anything you somehow "feel" is a scam. It's all a big waste of time, so I don't think I'll be participating in this discussion any more. You all don't strike me as serious (perhaps there are some exceptions).


You said the same thing yesterday Mr. Green Mr. Green Mr. Green
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Ekid
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Joined: 11 Nov 2005
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PostPosted: Sun Oct 14, 2007 9:15 am    Post subject: Reply with quote

Remember EBL members ...your leader who is taking you to the Promised land needs to pay attention to the small details.
Quote:
Re: earnbyloaning.com

--------------------------------------------------------------------------------

Well, the RegisterFly mess has finally reached Earn By Loaning. Around March 28 they lost the certification of their security certificate. They are working on fixing the problem.


Guess thats why Moses was lost for 40 years, and EBLers its gunna take more than 40 years before you make it to the land of milk and honey
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littleroundman
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PostPosted: Sun Oct 14, 2007 3:37 pm    Post subject: Reply with quote

I must say, in all seriousness.

This little band and "Craig Jolly" are either incredibly naive, foolhardy or plain stupid.

Enter "EarnByLoaning" and "Pensco" into Google, and you come up with 70 results.

What the heck are they thinking ???

Can you imagine what will happen if and when ONE innocent retiree, IRA holder or elderly person actually falls for their rubbish ???

Playing HYIP games is one thing, but this is the bigtime.

Fraud against the elderly.

Not a lot of sympathy around for people involved in that.

And now, no amount of backpeddling, website removal or playing dumb can help them.

Their real names, websites and referral numbers are out there in perpetuity. As are the myriad of warnings that what they're doing is illegal.

What Google can't provide will be taken care of by the Wayback Machine.
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Phoenix
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PostPosted: Sun Oct 14, 2007 5:52 pm    Post subject: Reply with quote

Quote:
What Google can't provide will be taken care of by the Wayback Machine.

And me. I've saved a lot of pages on my 320GB external drive.
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Ekid
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PostPosted: Sun Oct 14, 2007 10:33 pm    Post subject: Reply with quote

Quote:
by homemoneyman on Fri Mar 09, 2007 8:45 am

After reviewing the website, I think I can conclude the following:

1. I'm not certain, but it seems as though a lender is restricted in the total funds on loan. My understanding is that you can max out on the 3 plans, Plan 1 (30 days) max = $2,000, Plan 2 (120 days) max = $25,000, Plan 3 (1 year) max = $50,000. If you have more than that, I don't think you can earn anything in EBL. But you could withdraw the excess and move it to another HYROL. Someone please correct me if I'm wrong.

2. The program is very small. Only 194 lenders and total funded loans of $88,487 as of right now.
homemoneyman

Posts: 22
Joined: Fri Apr 28, 2006 1:41 am
Location: Southern California
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Ekid
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PostPosted: Sun Oct 14, 2007 10:43 pm    Post subject: Reply with quote

Quote:
by homemoneyman on Sat Mar 10, 2007 7:50 am

What perplexes me is if one lender can have hundreds of thousands of dollars loaned to EBL at such attractive rates, why after 1 year is this program so darned small (less than $100K in loans)?
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Ekid
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PostPosted: Sun Oct 14, 2007 10:44 pm    Post subject: Reply with quote

Quote:
by epayday on Sun Mar 11, 2007 6:50 pm

homemoneyman wrote:What perplexes me is if one lender can have hundreds of thousands of dollars loaned to EBL at such attractive rates, why after 1 year is this program so darned small (less than $100K in loans)?

I asked this very question to EBL support on Skype. They say it's because they do not advertise and only have the referral program along with current Members word of mouth to get the word out. I told them that it does not look good for a program that claims to be around for over 1 year to have less than $100K on deposit AND that current Members are not risking more $'s if they trust them?

I'm testing this loan program for now and do not recommend it at this point so I'll keep WDW posted unless admin does not want me to.
Everyday (term) is PayDay!
epayday
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littleroundman
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Joined: 16 Nov 2005
Posts: 164

PostPosted: Sun Oct 14, 2007 11:55 pm    Post subject: Reply with quote

Quote:
Rockefel Rockefel is offline
Newbie Amateur

Join Date: Oct 2007
Posts: 1
Thumbs down Re: EarnByLoaning - earnbyloaning.com

You mean Jlpicard ?
I signed up under him, his website is gone now www.highyieldrebates.com

I asked him on 20 september some prove about pensco's approval, he never gave an answer.

AND my loan expired 10 days ago BUT no money yet in my account...that rat disappeared like a coward


http://www.talkgold.com/forum/showpost.php?p=2190031&postcount=1062
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dairy
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Joined: 13 Oct 2007
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PostPosted: Mon Oct 15, 2007 12:11 am    Post subject: Reply with quote

littleroundman wrote:
I must say, in all seriousness.

This little band and "Craig Jolly" are either incredibly naive, foolhardy or plain stupid.

Enter "EarnByLoaning" and "Pensco" into Google, and you come up with 70 results.

What the heck are they thinking ???

Can you imagine what will happen if and when ONE innocent retiree, IRA holder or elderly person actually falls for their rubbish ???

Playing HYIP games is one thing, but this is the bigtime.

Fraud against the elderly.

Not a lot of sympathy around for people involved in that.

And now, no amount of backpeddling, website removal or playing dumb can help them.

Their real names, websites and referral numbers are out there in perpetuity. As are the myriad of warnings that what they're doing is illegal.

What Google can't provide will be taken care of by the Wayback Machine.


This thread is a good place to smear your verbal diarrhea.
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Ekid
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PostPosted: Mon Oct 15, 2007 12:18 am    Post subject: Reply with quote

So what are you objecting to today?
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Ekid
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PostPosted: Mon Oct 15, 2007 12:24 am    Post subject: Reply with quote

So thats what the principles of EBL kicked in to start this merry-go-round.

Quote:
EBL_admin
Apr 16th, 2007 at 6:25 pm

Well Sharon,
I see this blog has a few questions about the 1099 INT’s to it and the Paypal investigation.
First off, only 2 members made over the $600 mark. Most of the lenders were small loans so thery didn’t add up quickly. That is just how they were testing us out in their own way. We did have one member make over $3,000.
That lender is the one who also caused the investigation by Paypal under the Homeland Security act.
I have asked the member if I could reveal some of the details and they do not want their information publicised. This is something we cannot help.
What I can tell you is that this was an international transaction from Australia for $12,500.00. It did take almost 30 days for Craig to provide Paypal with documentation on the company, it’s business model and financial records.
I will have to admit that when it happened I was nervous. Not because I thought Craig did something wrong, but that Paypal would do their ussual philosophy and freeze the account just because they could. Lo and behold though, Craig came through with Flying colors. Paypal gave him the go ahead to continue doing business as ussual.
Now as for any 1099 INT’s, the lenders who did make over the U.S. required $600.00 minimum were all, but 1, internationals. The one that was sent We have not gotten permission to divulge information about.
Sorry about that, but I am sure if it were anyone of you and you asked us not to divulge that information, you would take us to task if we did.
We can only hope that members will willingly come forth with information that will help others define who we are and how we operate.
Now as for the GC script part. I cannot say 100% it is not some form of a GC script. We bought this from a guy in Singapore who stated it was a cloned version. I personally do not know what the GC script looks like in the programming pages on a server. So to compare the 2 is impossible for me as I understand it, the GC script is all encrypted. But, we are having a new script wrote from the ground up. When that is up and running at 100%, we won’t have to worry about if it is, or, isn’t a GC script.
I hope this answers a few of the questions.
By the way Sharon, we are very pleased to be of help to you in any way we are able. Thanks for the favorable review
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Ekid
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PostPosted: Mon Oct 15, 2007 12:45 am    Post subject: Reply with quote

As we all know "QUEST HOLDINGS, INC." is only worth
$ 75,000.00 us
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Ekid
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PostPosted: Mon Oct 15, 2007 12:53 am    Post subject: Reply with quote

The WONDERFUL EBL CONTACT:
Quote:
EBL administration signs the same contract. This is what guarantees your returns. If for some reason EBL fails to pay you, you can use the Lender’s Agreement in a court of law.
After the contract is signed, you have to send your funds to EBL within 10 days, so that it can get posted at Quest Holdings, Inc. If you miss the deadline, the Lender’s Agreement becomes null and void.


Problem number 1
If you miss the deadline is your money refunded.?
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Ekid
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PostPosted: Mon Oct 15, 2007 12:55 am    Post subject: Reply with quote

Quote:
There is a risk involved with any kind of transaction. However, with EBL, you are not giving us money to invest for you. On the contrary, you are loaning us your money with an IRON CLAD contract. These contracts will stand up in any court of law. So, by virtue of this contract you are assured that you have a realistic avenue of recovering your loan(s).

Due to mis-information by many uninformed people, here is a note of interest. You DO NOT need to file a lawsuit to recover lost funds from a breached contract for your loan(s) if it ever came to that. (Especially for International lenders.)

That’s because here in the U.S. anyone doing business across state lines or country borders falls under the jurisdiction of the U.S. Federal Judicial system. All you need to do is file a complaint with the FBI Internet Crime division or the U.S. Attorney Generals office and they would come after us and make us pay up.
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littleroundman
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Joined: 16 Nov 2005
Posts: 164

PostPosted: Mon Oct 15, 2007 1:42 am    Post subject: Reply with quote

dairy wrote:
littleroundman wrote:
I must say, in all seriousness.

This little band and "Craig Jolly" are either incredibly naive, foolhardy or plain stupid.

Enter "EarnByLoaning" and "Pensco" into Google, and you come up with 70 results.

What the heck are they thinking ???

Can you imagine what will happen if and when ONE innocent retiree, IRA holder or elderly person actually falls for their rubbish ???

Playing HYIP games is one thing, but this is the bigtime.

Fraud against the elderly.

Not a lot of sympathy around for people involved in that.

And now, no amount of backpeddling, website removal or playing dumb can help them.

Their real names, websites and referral numbers are out there in perpetuity. As are the myriad of warnings that what they're doing is illegal.

What Google can't provide will be taken care of by the Wayback Machine.


This thread is a good place to smear your verbal diarrhea.


Does this cryptic post put "dairy" in the "Not the brightest crayon in the box" category or what ???

Here we have "Craig Jolly" the "honest admin" of this "fully legal, guaranteed, fully registered, "Pensco Trust and Paypal approved" "future of business" company desperately ducking and diving to hide his sins by "going private" and erasing pages.

But, good ol' "dairy" just HAS to make sure EBL stays right there at the top of the Google searches by continually attempting to defend the indefensible.

Well done, son.

I'm sure "Craig" is saying a little prayer for your wellbeing as we speak.
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okosh
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PostPosted: Mon Oct 15, 2007 2:01 am    Post subject: Reply with quote

Ekid wrote:
So what are you objecting to today?


Diary is not happy with a warning received at TG and the removal of posts Wink
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Ekid
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Joined: 11 Nov 2005
Posts: 8012

PostPosted: Mon Oct 15, 2007 2:02 am    Post subject: Reply with quote

Quote:
Paypal approved"


Is there any updates on 'Paypal approved'..like ...Paypal booted EBL to the curb
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littleroundman
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PostPosted: Mon Oct 15, 2007 2:15 am    Post subject: Reply with quote

Ekid wrote:
Quote:
Paypal approved"


Is there any updates on 'Paypal approved'..like ...Paypal booted EBL to the curb


No, that's just another vicious lie being circulated by the forces of evil which are attempting to interfere with this entirely reputable and morally upright company.

EBL made a legitimate business decision to dispense with the services of Paypal.

It happened right after President Bush agreed to appear on CBS advocating Self directed IRA and elderly retirees to run, not walk, to their nearest EBL office to sign up.

Apparently EBA became concerned that Paypal would be unable to handle the volume of new business expected by Craig Jolly and his loyal band of pixies, so they removed Paypal as a preferred method of payment
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dairy
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PostPosted: Mon Oct 15, 2007 2:44 am    Post subject: Reply with quote

littleroundman wrote:

Well done, son.


I am so sorry.
I didn't know you are my farther.
I really apologize.
Bye dad,
You won't here from me anymore.
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okosh
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PostPosted: Mon Oct 15, 2007 2:54 am    Post subject: Reply with quote

dairy wrote:
littleroundman wrote:

Well done, son.


I am so sorry.
I didn't know you are my farther.
I really apologize.
Bye dad,
You won't here from me anymore.


Why??...Did optusnet call you?? Laughing Laughing
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littleroundman
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PostPosted: Mon Oct 15, 2007 2:56 am    Post subject: Reply with quote

dairy wrote:
littleroundman wrote:

Well done, son.


I am so sorry.
I didn't know you are my farther.
I really apologize.
Bye dad,
You won't here from me anymore.


Is that because we couldn't be farther apart ??

Or I won't hear from you here??

Or I won't hear from you at all, here or anywhere else ??

But, you're partially right.

I couldn't be farther from being your father

Then again, I'd rather be your father than be you as this scam unfolds.

If I were you though, I'd move a lot farther away from "Craig Jolly," "Quest Holdings" and "EarnByLoaning"

A lot farther
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Ekid
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PostPosted: Mon Oct 15, 2007 3:25 am    Post subject: Reply with quote

I ..for one..can accept that EBL really knows all about investing, building a good solid portfolio of Real Estate Properties.

Why..it seems just the other day they opened their New Improved Company HQ. and even that has to make money..

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littleroundman
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PostPosted: Mon Oct 15, 2007 4:17 am    Post subject: Reply with quote

dairy wrote:
littleroundman wrote:

Well done, son.


I am so sorry.
I didn't know you are my farther.
I really apologize.
Bye dad,
You won't here from me anymore.


Of course, I COULD have replied:

"You know, you should watch how you use your "R"s more closely"

But, that would have been unkind, so, I won't.
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littleroundman
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PostPosted: Mon Oct 15, 2007 4:25 am    Post subject: Reply with quote

Ekid wrote:
I ..for one..can accept that EBL really knows all about investing, building a good solid portfolio of Real Estate Properties.

Why..it seems just the other day they opened their New Improved Company HQ. and even that has to make money..



No, I have to respectfully disagree with your observation

As far as I'm aware EarnByLoaning, Quest Holdings, dairy and allinvain ARE, indeed, in Shit Creek

But, they're WITHOUT a paddle








Store.
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